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The Credit Crunch – A valuable lesson?
There has been much written about the credit crunch. There can be no doubting that this has been a very challenging time for small businesses and many have not managed to survive the current economic downturn. Many firms that have continued to trade are only breaking even, or trading at a loss.
Whilst this [...]
The taxman cometh…
HMRC have introduced a complete overhaul of their powers in relation to compliance of the tax system by business owners. These powers came into effect from 1 April 2009.
The new penalty regime relates to Income Tax, Capital Gains Tax, Corporation Tax, VAT, PAYE, National Insurance Contributions and CIS.
Whilst the new regime can drastically increase penalties, [...]
Darling puts us in the Brown stuff
So, the eagerly awaited Pre-Budget Report has now been delivered and it’s content begins to be analysed.
Once again, henchmen Brown & Darling act as a modern day Ronnie & Reggie. Giving the illusion of lending money, you can be sure they will be demanding it back, with menaces, before you can say ‘protection racket’.
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Jason interviews Baiju Solanki on business start up issues
Baiju Solanki is a Performance Coach and is Managing Director of Performance Coaching and Training Limited. The company was formed with the objective of helping local businesses and individuals to fulfil their potential through understating what they CAN do to be able to perform at the best more often. Performance Coaching and Training [...]
Recession? No thanks, not interested! Jason Dormer 26/08/08
With the news that consumer spending fell by a massive 3.9% in June, the biggest fall for 22 years, many experts are predicting dark times ahead for the UK economy.
As is often the case, if the UK press predicts a recession then it may become a self fulfilling prophecy as consumers and businesses react accordingly.
Life without Timesheets? – Jason Dormer 28/08/08
On a trip last week to an accountants seminar in Cornwall I met the accountant and author Hugh Williams FCA, of the award winning firm HM Williams, an accountancy firm recognised for it’s customer focused approach.
After discussing our views on fixed fees, value pricing and time based billing, it became apparent that Hugh was a [...]
Should you incorporate? – Jason Dormer 05/08/08
With the current advice from the pub ‘experts’ to sole traders and partnerships to incorporate a limited company, caution should be exercised before making this important decision.
The credit crunch – Are your clients borrowing from you? - Jason Dormer 01/08/08
Welcome to the first of our regular blogs which we hope that you will find useful and informative.
I am going to kick off on a subject that is topical for many. There has been plenty of client feedback in recent weeks suggesting that the credit crunch is beginning to affect local business. Fewer sales, higher [...]